EFTPOS Aggregated Rules
API requests for aggregated fare in transit transactions
API requests include the transaction.transit.aggregatedFare parameter, which consists of:
typeaggregationStartDatetransportationMode
The API request type and values for each use case align with the scheme requirements in each section.
The posTerminal parameters are the same for each aggregation use case.
First tap within the travel period
order.idorder.amount- 0.00order.currencytransaction.id- Unique valuesourceOfFunds.provided.card.emvRequestwith valid EMV tag datasourceOfFunds.provided.card.expirysourceOfFunds.provided.card.expiry.monthsourceOfFunds.provided.card.expiry.yearsourceOfFunds.provided.card.numbersourceOfFunds.type- CARDtransaction.source- CARD_PRESENTtransaction.transit.aggregatedFare.type= FAREposTerminal.attended- UNATTENDEDposTerminal.cardholderActivated- NOT_CARDHOLDER_ACTIVATEDposTerminal.location- MERCHANT_TERMINAL_ON_PREMISESposTerminal.panEntryMode- CONTACTLESSposTerminal.inputCapability- CONTACTLESS_CHIPposTerminal.laneposTerminal.pinEntryCapability- PIN_NOT_SUPPORTED
For a declined response, add the card to the deny list.
Subsequent taps within the travel period
Automated Fare Collection (AFC) tracks the aggregated fare for the card covering each journey.
No gateway request is required.
End of the travel period
Pay
order.id- New valuetransaction.id- Unique valuetransaction.transit.aggregatedFare.typetransaction.transit.aggregatedFare.aggregationStartDatetransaction.transit.aggregatedFare.transportationModesourceOfFunds.provided.card.emvRequestwith valid EMV tag data
Merchant-initiated debt recovery
If the Pay request fails, you can try to recover the fare online within the applicable scheme rules.
Pay
order.id- New valuetransaction.id- Unique valuereferenceOrderId- Unique reference ID for the previous failed Pay transaction- This value sources the trace ID from the previous failed Pay transaction
RRN- RRN for the failed transaction
transaction.source- MERCHANTtransaction.amount- xx.xxtransaction.currencytransaction.transit.aggregatedFare.type- DEBT_RECOVERY_MERCHANT_INITIATEDtransaction.transit.aggregatedFare.aggregationStartDate- Valid trip start datetransaction.transit.aggregatedFare.transportationMode- Valid transportation mode used for the first trip
If the debt recovery Pay request fails, you can make additional requests if they do not exceed the number permitted under the scheme rules.
If debt recovery uses referenceOrderId, the system fetches all required details from the failed Pay transaction.
- Source of funds, including card number and expiration date details
- Transaction identifier
- RRN for the failed transaction
For transactions completed through a device primary account number (DPAN) as the source of funds, debt recovery uses the funding primary account number (FPAN) returned in the response of the previous transaction.
First ride risk
For more information about First Ride Risk, refer to the First Ride Risk section.
For EFTPOS, First Ride Risk support is available from version 100 and later of the WS API.
According to EFTPOS First Ride Risk rules, a Capture can be submitted for a declined Pay request if:
- The issuer declined the first Pay request since the previous successful Pay request for an aggregated fare.
- The transaction amount is less than or equal to the chargeback threshold of the country.
Capture for a declined Pay
order.id- New value that cannot be the same value used for the declined Pay request.transaction.id- Unique valueorder.amount- Same value as the declined Pay request.order.currency- Same value as the declined Pay request.transaction.transit.aggregatedFare.type=FIRST_RIDE_RISKtransaction.transit.aggregatedFare.aggregationStartDatetransaction.transit.aggregatedFare.transportationModesourceOfFunds.provided.card.emvRequestsourceOfFunds.provided.card.sequenceNumberauthorizationResponse.transactionIdentifier- Value returned in the response to the declined Pay request.authorizationResponse.returnACI- Value provided in the response to the declined Pay request
The transaction.transit.aggregatedFare.aggregationStartDate and transaction.transit.aggregatedFare.transportationMode values must reflect those used for the first tap.
After the Capture request is submitted, the card remains on the deny list.
Merchant-initiated debt recovery determines whether the card has returned to good standing and should be removed from the deny list.
To check whether the card has returned to good standing and can be removed from the deny list, you can submit a Pay request for the amount of the Capture. If the Pay request is approved, remove the card from the deny list and void the Pay request.
Void
Submit a Void request on the same order as the successful Pay request.
order.id- Same value as the successful Pay request.transaction.id- Unique value.transaction.targetTransactionID- Same value as the successful Pay request.
Standalone Capture
If the Pay request at the end of the travel period is declined, but the Visa rules permit capture, submit a standalone Capture request with these details:
- An identifier for the order in
order.id- You can submit this request with the same order ID that you used for the failed Pay request on the first tap with the card or a new order ID. - A unique identifier within the order for the Capture transaction in
transaction.id. - The total aggregated fare amount as provided in the failed Pay request in
order.amount - The order currency as provided in the failed Pay request in
order.currency referenceOrderId- Unique reference id of the previous failed Pay transactiontransaction.transit.aggregatedFare.type- FIRST_RIDE_RISK ortransaction.transit.knownFare.type- FIRST_RIDE_RISKtransaction.transit.aggregationStartDate- with the date of first tap.sourceOfFunds.provided.card.emvRequest- with a valid EMV data from the last tap within the travel period.sourceOfFunds.provided.card.sequenceNumbertransaction.source=CARD_PRESENTposTerminal.attended=UNATTENDEDposTerminal.location=ON_CARD_ACCEPTOR_PREMISESposTerminal.cardholderActivated=NOT_CARDHOLDER_ACTIVATEDposTerminal.inputCapability=CONTACTLESS_CHIPposTerminal.panEntryMode=CONTACTLESSposTerminal.pinEntryCapability=PIN_NOT_SUPPORTED- The 15-digit numeric value returned in the failed Pay response in
authorizationResponse.transactionIdentifierfield - The one-letter value returned in the failed Pay response in field
authorizationResponse.returnAci
For transactions completed through a Device Primary Account Number (DPAN) as the source of funds, First Ride Risk uses the Funding Primary Account Number (FPAN) returned in the response of the previous transaction.
Payer-initiated or tap-initiated debt recovery
Pay
transaction.transit.aggregatedFare fields are required.
After the debt is recovered successfully, the Visa rules state that the card must be removed from the deny list within one hour from the time authorization approval is received.
If the debt recovery Pay request fails, additional requests can be made if they do not exceed the number permitted within the scheme rules.
Examples of Aggregated fare transactions
Initial Verify- First Tap request
{
"apiOperation": "VERIFY",
"order": {
"amount": "0",
"currency": "EUR"
},
"transaction": {
"source": "CARD_PRESENT",
"transit": {
"aggregatedFare": {
"type": "FARE"
}
}
},
"sourceOfFunds": {
"provided": {
"card": {
"emvRequest": {
"57": ";5816969999990326=390120100000123456",
"82": "0180",
"84": "A0000001523010",
"95": "0200008000",
"5F34": "01",
"9F1A": "0840",
"9A": "250908",
"9F27": "80",
"9C": "00",
"9F03": "000000000000",
"9F36": "0004",
"9F37": "9DB698C2",
"9F26": "E0A1F9B4C5D0E0C3",
"9F09": "0001",
"9F41": "00001147",
"9F34": "440302",
"9F02": "000000000000",
"9F35": "22",
"9F10": "06020103A02002",
"9F33": "E0F8C8",
"5F2A": "036",
"9F1E": "24478153"
}
}
},
"type": "CARD"
},
"posTerminal": {
"address": {
"city": "Sydney",
"country": "AUS"
},
"attended": "UNATTENDED",
"cardPresenceCapability": "CARD_PRESENT",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "0001",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS"
}
}
Initial Verify- First Tap response
{
"authorizationResponse": {
"transactionIdentifier": "9808"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 0,
"chargeback": {
"amount": 0,
"currency": "EUR"
},
"creationTime": "2026-04-23T17:56:10.886Z",
"currency": "EUR",
"id": "AKS_963720300",
"lastUpdatedTime": "2026-04-23T17:56:11.160Z",
"merchantAmount": 0,
"merchantCategoryCode": "4111",
"merchantCurrency": "EUR",
"status": "VERIFIED",
"totalAuthorizedAmount": 0,
"totalCapturedAmount": 0,
"totalDisbursedAmount": 0,
"totalRefundedAmount": 0
},
"posTerminal": {
"address": {
"city": "Sydney",
"country": "AUS"
},
"attended": "UNATTENDED",
"cardPresenceCapability": "CARD_PRESENT",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "0001",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "UNKNOWN",
"serialNumber": "24478153"
},
"response": {
"acquirerCode": "511",
"gatewayCode": "APPROVED"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "LOCAL_BRAND_ONLY",
"emvRequest": {
"82": "0180",
"84": "A0000001523010",
"95": "0200008000",
"5F2A": "036",
"5F34": "01",
"9A": "250908",
"9C": "00",
"9F02": "000000000000",
"9F03": "000000000000",
"9F09": "0001",
"9F10": "06020103A02002",
"9F1A": "0840",
"9F1E": "24478153",
"9F26": "E0A1F9B4C5D0E0C3",
"9F27": "80",
"9F33": "E0F8C8",
"9F34": "440302",
"9F35": "22",
"9F36": "0004",
"9F37": "9DB698C2",
"9F41": "00001147"
},
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"issuerCountryCode": "AUS",
"localBrand": "EFTPOS",
"number": "581696xxxxxx0326",
"paymentAccountReference": "RWWK4QMGJ42FOIWHD5OTHOLU1Z93H",
"scheme": "OTHER",
"sequenceNumber": "01",
"storedOnFile": "NOT_STORED",
"trackDataProvided": true
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2026-04-23T17:56:11.160Z",
"timeOfRecord": "2026-04-23T17:56:10.929Z",
"transaction": {
"acquirer": {
"customData": "{\"environment\":\"dev\"}",
"id": "ELAVON_AEVI",
"merchantId": "12345"
},
"amount": 0,
"currency": "EUR",
"id": "AKS_56135582",
"receipt": "260423110",
"source": "CARD_PRESENT",
"stan": "110",
"terminal": "1111",
"transit": {
"aggregatedFare": {
"type": "FARE"
}
},
"type": "VERIFICATION"
},
"version": "100"
}
End of the day Pay- Aggregated Pay request
{
"apiOperation": "PAY",
"order": {
"amount": "100",
"currency": "EUR",
"merchantCategoryCode": "4111"
},
"transaction": {
"source": "CARD_PRESENT",
"transit": {
"aggregatedFare": {
"type": "FARE",
"aggregationStartDate": "2024-05-14",
"transportationMode": "TRAIN"
}
}
},
"sourceOfFunds": {
"type": "CARD",
"provided": {
"card": {
"emvRequest": {
"57": ";5816969999990326=390120100000123456",
"82": "0000",
"84": "A0000001523010",
"95": "0000000000",
"5F2A": "036",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000000000",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "1234"
}
}
}
},
"posTerminal": {
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"panEntryMode": "CONTACTLESS",
"address": {
"country": "AUS",
"city": "Sydney"
},
"cardPresenceCapability": "CARD_PRESENT",
"lane": "0001",
"location": "MERCHANT_TERMINAL_ON_PREMISES"
}
}
End of the day Pay- Aggregated Pay response
{
"authorizationResponse": {
"transactionIdentifier": "9054"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"chargeback": {
"amount": 0,
"currency": "EUR"
},
"creationTime": "2026-04-14T12:32:06.146Z",
"currency": "EUR",
"id": "AKS_374550132",
"lastUpdatedTime": "2026-04-14T12:33:49.484Z",
"merchantAmount": 100,
"merchantCategoryCode": "1234",
"merchantCurrency": "EUR",
"status": "CAPTURED",
"totalAuthorizedAmount": 100,
"totalCapturedAmount": 100,
"totalDisbursedAmount": 0,
"totalRefundedAmount": 0
},
"posTerminal": {
"address": {
"city": "Sydney",
"country": "AUS"
},
"attended": "ATTENDED",
"cardPresenceCapability": "CARD_PRESENT",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "0001",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "UNKNOWN",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "803",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "LOCAL_BRAND_ONLY",
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"issuerCountryCode": "AUS",
"localBrand": "EFTPOS",
"number": "581696xxxxxx0326",
"paymentAccountReference": "XI2TDGH1IIS6JXFIQUA7ZISMPEE18",
"scheme": "OTHER",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2026-04-14T12:33:49.484Z",
"timeOfRecord": "2026-04-14T12:33:49.157Z",
"transaction": {
"acquirer": {
"batch": 1,
"customData": "{\"environment\":\"dev\"}",
"id": "ELAVON_AEVI",
"merchantId": "12345",
"transactionId": "9054"
},
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"currency": "EUR",
"id": "AKS_102241305",
"receipt": "260414525",
"source": "CARD_PRESENT",
"stan": "525",
"terminal": "1111",
"transit": {
"aggregatedFare": {
"aggregationStartDate": "2024-05-14",
"transportationMode": "TRAIN",
"type": "FARE"
}
},
"type": "PAYMENT"
},
"version": "100"
}
First ride risk request
{
"apiOperation": "CAPTURE",
"transaction": {
"amount": "100",
"currency": "EUR",
"source": "CARD_PRESENT",
"transit": {
"knownFare": {
"type": "FIRST_RIDE_RISK",
"transportationMode": "TRAIN"
}
}
},
"referenceOrderId": "AKS_707962690",
"sourceOfFunds": {
"type": "CARD"
},
"authorizationResponse": {
"transactionIdentifier": "000003871348605",
"returnAci": "Y"
}
}
First ride risk response
{
"authorizationResponse": {
"date": "1021",
"returnAci": "Y",
"transactionIdentifier": "928"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"chargeback": {
"amount": 0,
"currency": "EUR"
},
"creationTime": "2026-04-28T05:48:50.235Z",
"currency": "EUR",
"id": "AKS_290447657",
"lastUpdatedTime": "2026-04-28T05:48:50.521Z",
"merchantAmount": 100,
"merchantCategoryCode": "4111",
"merchantCurrency": "EUR",
"status": "CAPTURED",
"totalAuthorizedAmount": 100,
"totalCapturedAmount": 100,
"totalDisbursedAmount": 0,
"totalRefundedAmount": 0
},
"posTerminal": {
"address": {
"city": "Sydney",
"country": "AUS"
},
"attended": "UNATTENDED",
"cardPresenceCapability": "CARD_PRESENT",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "0001",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "UNKNOWN",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "409",
"gatewayCode": "APPROVED"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "LOCAL_BRAND_ONLY",
"emvRequest": {
"82": "0000",
"84": "A0000001523010",
"95": "0000000000",
"5F2A": "036",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000000000",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "1234"
},
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"issuerCountryCode": "AUS",
"localBrand": "EFTPOS",
"number": "581696xxxxxx0326",
"paymentAccountReference": "48IBE8V9JO9NA8QIRCYMVK9C4DIKW",
"scheme": "OTHER",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2026-04-28T05:48:50.521Z",
"timeOfRecord": "2026-04-28T05:48:50.305Z",
"transaction": {
"acquirer": {
"batch": 1,
"customData": "{\"environment\":\"dev\"}",
"id": "ELAVON_AEVI",
"merchantId": "12345",
"transactionId": "928"
},
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"currency": "EUR",
"id": "AKS_147089330",
"receipt": "26042865",
"source": "CARD_PRESENT",
"stan": "65",
"terminal": "1111",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "FIRST_RIDE_RISK"
}
},
"type": "CAPTURE"
},
"version": "100"
}
Merchant-initiated debt recovery request
{
"apiOperation": "PAY",
"order": {
"currency": "EUR",
"amount": "100",
"merchantCategoryCode": "4111"
},
"transaction": {
"source": "MERCHANT",
"resubmission": "true",
"transit": {
"aggregatedFare": {
"type": "DEBT_RECOVERY_MERCHANT_INITIATED",
"transportationMode": "TRAIN",
"aggregationStartDate": "2024-05-14"
}
}
},
"referenceOrderId": "AKS_70697776",
"sourceOfFunds": {
"type": "CARD"
}
}
Merchant-initiated debt recovery response
{
"authorizationResponse": {
"transactionIdentifier": "7060"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"chargeback": {
"amount": 0,
"currency": "EUR"
},
"creationTime": "2026-04-23T18:50:47.605Z",
"currency": "EUR",
"id": "AKS_145799756",
"lastUpdatedTime": "2026-04-23T18:50:48.027Z",
"merchantAmount": 100,
"merchantCategoryCode": "4111",
"merchantCurrency": "EUR",
"status": "CAPTURED",
"totalAuthorizedAmount": 100,
"totalCapturedAmount": 100,
"totalDisbursedAmount": 0,
"totalRefundedAmount": 0
},
"referenceOrderId": "AKS_70697776",
"response": {
"acquirerCode": "757",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "LOCAL_BRAND_ONLY",
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"issuerCountryCode": "AUS",
"localBrand": "EFTPOS",
"number": "581696xxxxxx0326",
"paymentAccountReference": "A5IYFRQWQSDHAXB4ZHHVUAC0HKYCC",
"scheme": "OTHER",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2026-04-23T18:50:48.027Z",
"timeOfRecord": "2026-04-23T18:50:47.641Z",
"transaction": {
"acquirer": {
"batch": 1,
"customData": "{\"environment\":\"dev\"}",
"id": "ELAVON_AEVI",
"merchantId": "12345",
"transactionId": "7060"
},
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"currency": "EUR",
"id": "AKS_900411870",
"receipt": "260423121",
"resubmission": true,
"source": "MERCHANT",
"stan": "121",
"terminal": "1111",
"transit": {
"aggregatedFare": {
"aggregationStartDate": "2024-05-14",
"transportationMode": "TRAIN",
"type": "DEBT_RECOVERY_MERCHANT_INITIATED"
}
},
"type": "PAYMENT"
},
"version": "100"
}
Void request
{
"apiOperation": "VOID",
"transaction": {
"targetTransactionId": "AKS_202042095"
}
}
Void response
{
"authorizationResponse": {
"transactionIdentifier": "5247"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100,
"chargeback": {
"amount": 0,
"currency": "EUR"
},
"creationTime": "2026-04-23T18:50:47.605Z",
"currency": "EUR",
"id": "AKS_145799756",
"lastUpdatedTime": "2026-04-23T18:53:36.104Z",
"merchantAmount": 100,
"merchantCategoryCode": "4111",
"merchantCurrency": "EUR",
"status": "CAPTURED",
"totalAuthorizedAmount": 100,
"totalCapturedAmount": 100,
"totalDisbursedAmount": 0,
"totalRefundedAmount": 0
},
"response": {
"acquirerCode": "639",
"gatewayCode": "APPROVED"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "LOCAL_BRAND_ONLY",
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"issuerCountryCode": "AUS",
"localBrand": "EFTPOS",
"number": "581696xxxxxx0326",
"paymentAccountReference": "MDUF98TXRWAAFAVL1PHEXGWOHAMYH",
"scheme": "OTHER",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2026-04-23T18:53:36.104Z",
"timeOfRecord": "2026-04-23T18:53:35.933Z",
"transaction": {
"acquirer": {
"batch": 1,
"customData": "{\"environment\":\"dev\"}",
"id": "ELAVON_AEVI",
"merchantId": "12345",
"transactionId": "5247"
},
"amount": 50,
"currency": "EUR",
"id": "AKS_758019069",
"receipt": "260423123",
"source": "MERCHANT",
"stan": "123",
"targetTransactionId": "AKS_202042095",
"terminal": "1111",
"type": "VOID_REFUND"
},
"version": "100"
}
Known fare Pay request
{
"apiOperation": "PAY",
"order": {
"amount": "100",
"currency": "EUR"
},
"transaction": {
"source": "CARD_PRESENT",
"transit": {
"knownFare": {
"type": "FARE_DEFERRED_AUTHORIZATION",
"transportationMode": "TRAIN"
}
}
},
"sourceOfFunds": {
"type": "CARD",
"provided": {
"card": {
"emvRequest": {
"57": ";5816969999990326=390120100000123456",
"82": "0000",
"84": "A0000001523010",
"95": "0000000000",
"5F2A": "036",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000000000",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "1234"
}
}
}
},
"posTerminal": {
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"panEntryMode": "CONTACTLESS",
"address": {
"country": "AUS",
"city": "Sydney"
},
"cardPresenceCapability": "CARD_PRESENT",
"lane": "0001",
"location": "MERCHANT_TERMINAL_ON_PREMISES"
}
}
Known fare Pay response
{
"authorizationResponse": {
"transactionIdentifier": "748"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"chargeback": {
"amount": 0,
"currency": "EUR"
},
"creationTime": "2026-04-23T18:09:50.352Z",
"currency": "EUR",
"id": "AKS_376639718",
"lastUpdatedTime": "2026-04-23T18:09:50.896Z",
"merchantAmount": 100,
"merchantCategoryCode": "4111",
"merchantCurrency": "EUR",
"status": "CAPTURED",
"totalAuthorizedAmount": 100,
"totalCapturedAmount": 100,
"totalDisbursedAmount": 0,
"totalRefundedAmount": 0
},
"posTerminal": {
"address": {
"city": "Sydney",
"country": "AUS"
},
"attended": "UNATTENDED",
"cardPresenceCapability": "CARD_PRESENT",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "0001",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "UNKNOWN",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "794",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "LOCAL_BRAND_ONLY",
"emvRequest": {
"82": "0000",
"84": "A0000001523010",
"95": "0000000000",
"5F2A": "036",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000000000",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "1234"
},
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"issuerCountryCode": "AUS",
"localBrand": "EFTPOS",
"number": "581696xxxxxx0326",
"paymentAccountReference": "MNTVOHNRYVIUMXJG7PQLPDG2JPYQQ",
"scheme": "OTHER",
"storedOnFile": "NOT_STORED",
"trackDataProvided": true
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2026-04-23T18:09:50.896Z",
"timeOfRecord": "2026-04-23T18:09:50.490Z",
"transaction": {
"acquirer": {
"batch": 1,
"customData": "{\"environment\":\"dev\"}",
"id": "ELAVON_AEVI",
"merchantId": "12345",
"transactionId": "748"
},
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"currency": "EUR",
"id": "AKS_250794542",
"receipt": "26042362",
"source": "CARD_PRESENT",
"stan": "62",
"terminal": "1111",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "FARE_DEFERRED_AUTHORIZATION"
}
},
"type": "PAYMENT"
},
"version": "100"
}
Tap-initiated debt recovery request
{
"apiOperation": "PAY",
"order": {
"amount": "100",
"currency": "EUR"
},
"transaction": {
"source": "CARD_PRESENT",
"transit": {
"aggregatedFare": {
"type": "DEBT_RECOVERY_TAP_INITIATED",
"aggregationStartDate": "2024-05-14",
"transportationMode": "TRAIN"
}
}
},
"sourceOfFunds": {
"type": "CARD",
"provided": {
"card": {
"number": "5816969999990326",
"expiry": {
"month": "01",
"year": "39"
},
"emvRequest": {
"57": ";5816969999990326=390120100000123456",
"82": "0000",
"84": "A0000001523010",
"95": "0000000000",
"5F2A": "036",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000000000",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "1234"
}
}
}
},
"posTerminal": {
"address": {
"city": "Sydney",
"country": "AUS"
},
"attended": "UNATTENDED",
"cardPresenceCapability": "CARD_PRESENT",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "0001",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS"
}
}
Tap-initiated debt recovery response
{
"authorizationResponse": {
"transactionIdentifier": "5293"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"chargeback": {
"amount": 0,
"currency": "EUR"
},
"creationTime": "2026-04-23T18:31:20.040Z",
"currency": "EUR",
"id": "AKS_728111535",
"lastUpdatedTime": "2026-04-23T18:31:21.040Z",
"merchantAmount": 100.00,
"merchantCategoryCode": "4111",
"merchantCurrency": "EUR",
"status": "CAPTURED",
"totalAuthorizedAmount": 100.00,
"totalCapturedAmount": 100.00,
"totalDisbursedAmount": 0.00,
"totalRefundedAmount": 0.00
},
"posTerminal": {
"address": {
"city": "Sydney",
"country": "AUS"
},
"attended": "UNATTENDED",
"cardPresenceCapability": "CARD_PRESENT",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "0001",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "870",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "LOCAL_BRAND_ONLY",
"emvRequest": {
"5F2A": "036",
"82": "0000",
"84": "A0000001523010",
"95": "0000000000",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000000000",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "1234"
},
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"issuerCountryCode": "AUS",
"localBrand": "EFTPOS",
"number": "581696xxxxxx0326",
"paymentAccountReference": "F2GOPRZBTSF25UPTXIW4PRUGJJBT1",
"scheme": "OTHER",
"storedOnFile": "NOT_STORED",
"trackDataProvided": true
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2026-04-23T18:31:21.040Z",
"timeOfRecord": "2026-04-23T18:31:20.250Z",
"transaction": {
"acquirer": {
"batch": 1,
"customData": "{\"environment\":\"dev\"}",
"id": "ELAVON_AEVI",
"merchantId": "12345",
"transactionId": "5293"
},
"amount": 100.00,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"currency": "EUR",
"id": "AKS_850328202",
"receipt": "260423114",
"source": "CARD_PRESENT",
"stan": "114",
"terminal": "1111",
"transit": {
"aggregatedFare": {
"aggregationStartDate": "2024-05-14",
"transportationMode": "TRAIN",
"type": "DEBT_RECOVERY_TAP_INITIATED"
}
},
"type": "PAYMENT"
},
"version": "100"
}
Payer-initiated debt recovery request
{
"apiOperation": "PAY",
"order": {
"amount": "100",
"currency": "EUR"
},
"transaction": {
"source": "INTERNET",
"transit": {
"aggregatedFare": {
"type": "DEBT_RECOVERY_PAYER_INITIATED",
"aggregationStartDate": "2024-05-14",
"transportationMode": "TRAIN"
}
}
},
"sourceOfFunds": {
"type": "CARD",
"provided": {
"card": {
"number": "5816969999990326",
"expiry": {
"month": "01",
"year": "39"
},
"securityCode": "123"
}
}
},
"billing": {
"address": {
"postcodeZip": "600153851",
"city": "DALLAS",
"stateProvince": "TX",
"country": "USA",
"street": "2500 ASH STREET"
}
}
}
Payer-initiated debt recovery response
{
"authorizationResponse": {
"transactionIdentifier": "655"
},
"billing": {
"address": {
"city": "DALLAS",
"country": "USA",
"postcodeZip": "600153851",
"stateProvince": "TX",
"street": "2500 ASH STREET"
}
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"chargeback": {
"amount": 0,
"currency": "EUR"
},
"creationTime": "2026-04-14T16:01:20.155Z",
"currency": "EUR",
"id": "AKS_388972006",
"lastUpdatedTime": "2026-04-14T16:01:20.548Z",
"merchantAmount": 100,
"merchantCategoryCode": "1234",
"merchantCurrency": "EUR",
"status": "CAPTURED",
"totalAuthorizedAmount": 100,
"totalCapturedAmount": 100,
"totalDisbursedAmount": 0,
"totalRefundedAmount": 0
},
"response": {
"acquirerCode": "897",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "LOCAL_BRAND_ONLY",
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"issuerCountryCode": "AUS",
"localBrand": "EFTPOS",
"number": "581696xxxxxx0326",
"paymentAccountReference": "G4OOQH4LCNE6VRHO9FYRJUOFGYR3K",
"scheme": "OTHER",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2026-04-14T16:01:20.548Z",
"timeOfRecord": "2026-04-14T16:01:20.230Z",
"transaction": {
"acquirer": {
"batch": 1,
"customData": "{\"environment\":\"dev\"}",
"id": "ELAVON_AEVI",
"merchantId": "12345",
"transactionId": "655"
},
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"currency": "EUR",
"id": "AKS_600432258",
"receipt": "260414559",
"source": "CALL_CENTRE",
"stan": "559",
"terminal": "1111",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "DEBT_RECOVERY_PAYER_INITIATED"
}
},
"type": "PAYMENT"
},
"version": "100"
}