EFTPOS Known Fare Transit
Overview
In Known Fare transactions, the traveller knows the transaction amount and requests Pay for the full amount at the time of travel.
API version
Mastercard Gateway supports Known Fare transactions for Electronic Funds Transfer at Point of Sale (EFTPOS) from version 100.
Known fare type parameters
The transaction.transit.knownFare.type parameter is required for Known Fare transactions.
This table describes the transaction.transit.knownFare.type parameters and values.
| WS API field | Value | Supported operation | Supported version |
|---|---|---|---|
transaction.transit.knownFare.type |
DEBT_RECOVERY_MERCHANT_INITIATED |
Pay | Version 100 and later |
DEBT_RECOVERY_PAYER_INITIATED |
|||
DEBT_RECOVERY_TAP_INITIATED |
|||
FARE_REAL_TIME_AUTHORIZATION |
|||
FARE_DEFERRED_AUTHORIZATION |
Pay | Version 100 | |
FIRST_RIDE_RISK |
Standalone capture | Version 100 and later | |
transaction.transit.knownFare.transportationMode |
For example, TRAIN |
Pay | Version 100 and later |
posTerminal parameters
This table describes the most common posTerminal parameters.
| WS API field | Value |
|---|---|
| cardPresenceCapability | CARD_PRESENT |
| attended | UNATTENDED |
| cardholderActivated | NOT_CARDHOLDER_ACTIVATED |
| location | MERCHANT_TERMINAL_ON_PREMISES |
| lane |
Use a unique Terminal ID for the device. Do not use a fixed Terminal ID value across the estate. |
| inputCapability | CONTACTLESS_CHIP |
| pinEntryCapability | PIN_NOT_SUPPORTED |
| panEntryMode | CONTACTLESS |
| onlineReasonCode | N/A |
Examples of known fare transactions
KFT- Fare Deferred Authorization request
{
"apiOperation": "PAY",
"order": {
"amount": "100",
"currency": "EUR"
},
"transaction": {
"source": "CARD_PRESENT",
"transit": {
"knownFare": {
"type": "FARE_DEFERRED_AUTHORIZATION",
"transportationMode": "TRAIN"
}
}
},
"sourceOfFunds": {
"type": "CARD",
"provided": {
"card": {
"emvRequest": {
"57": ";5816969999990326=390120100000123456",
"82": "0000",
"84": "A0000001523010",
"95": "0000000000",
"5F2A": "036",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000000000",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "1234"
}
}
}
},
"posTerminal": {
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"panEntryMode": "CONTACTLESS",
"address": {
"country": "AUS",
"city": "Sydney"
},
"cardPresenceCapability": "CARD_PRESENT",
"lane": "0001",
"location": "MERCHANT_TERMINAL_ON_PREMISES"
}
}
KFT- Fare Deferred Authorization response
{
"authorizationResponse": {
"transactionIdentifier": "748"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"chargeback": {
"amount": 0,
"currency": "EUR"
},
"creationTime": "2026-04-23T18:09:50.352Z",
"currency": "EUR",
"id": "AKS_376639718",
"lastUpdatedTime": "2026-04-23T18:09:50.896Z",
"merchantAmount": 100,
"merchantCategoryCode": "4111",
"merchantCurrency": "EUR",
"status": "CAPTURED",
"totalAuthorizedAmount": 100,
"totalCapturedAmount": 100,
"totalDisbursedAmount": 0,
"totalRefundedAmount": 0
},
"posTerminal": {
"address": {
"city": "Sydney",
"country": "AUS"
},
"attended": "UNATTENDED",
"cardPresenceCapability": "CARD_PRESENT",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "0001",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "UNKNOWN",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "794",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "LOCAL_BRAND_ONLY",
"emvRequest": {
"82": "0000",
"84": "A0000001523010",
"95": "0000000000",
"5F2A": "036",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000000000",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "1234"
},
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"issuerCountryCode": "AUS",
"localBrand": "EFTPOS",
"number": "581696xxxxxx0326",
"paymentAccountReference": "MNTVOHNRYVIUMXJG7PQLPDG2JPYQQ",
"scheme": "OTHER",
"storedOnFile": "NOT_STORED",
"trackDataProvided": true
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2026-04-23T18:09:50.896Z",
"timeOfRecord": "2026-04-23T18:09:50.490Z",
"transaction": {
"acquirer": {
"batch": 1,
"customData": "{\"environment\":\"dev\"}",
"id": "ELAVON_AEVI",
"merchantId": "12345",
"transactionId": "748"
},
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"currency": "EUR",
"id": "AKS_250794542",
"receipt": "26042362",
"source": "CARD_PRESENT",
"stan": "62",
"terminal": "1111",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "FARE_DEFERRED_AUTHORIZATION"
}
},
"type": "PAYMENT"
},
"version": "100"
}
KFT- Real Time Authorization request
{
"apiOperation": "PAY",
"order": {
"amount": "100",
"currency": "EUR",
"merchantCategoryCode": "4111"
},
"transaction": {
"source": "CARD_PRESENT"
},
"transit": {
"knownFare": {
"type": "FARE_REAL_TIME_AUTHORIZATION",
"transportationMode": "TRAIN"
}
},
"sourceOfFunds": {
"type": "CARD",
"provided": {
"card": {
"emvRequest": {
"57": ";5816969999990326D3901",
"82": "0000",
"84": "A0000001523010",
"95": "0000000000",
"5F2A": "036",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000000000",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "1234"
}
}
}
},
"posTerminal": {
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"panEntryMode": "CONTACTLESS",
"address": {
"country": "AUS",
"city": "Sydney"
},
"cardPresenceCapability": "CARD_PRESENT",
"lane": "0001",
"location": "MERCHANT_TERMINAL_ON_PREMISES"
}
}
KFT- Real Time Authorization response
{
"authorizationResponse": {
"transactionIdentifier": "8606"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"chargeback": {
"amount": 0,
"currency": "EUR"
},
"creationTime": "2026-04-23T18:25:07.713Z",
"currency": "EUR",
"id": "AKS_138014666",
"lastUpdatedTime": "2026-04-23T18:25:08.128Z",
"merchantAmount": 100,
"merchantCategoryCode": "4111",
"merchantCurrency": "EUR",
"status": "CAPTURED",
"totalAuthorizedAmount": 100,
"totalCapturedAmount": 100,
"totalDisbursedAmount": 0,
"totalRefundedAmount": 0
},
"posTerminal": {
"address": {
"city": "Sydney",
"country": "AUS"
},
"attended": "UNATTENDED",
"cardPresenceCapability": "CARD_PRESENT",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "0001",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "UNKNOWN",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "787",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "LOCAL_BRAND_ONLY",
"emvRequest": {
"82": "0000",
"84": "A0000001523010",
"95": "0000000000",
"5F2A": "036",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000000000",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "1234"
},
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"issuerCountryCode": "AUS",
"localBrand": "EFTPOS",
"number": "581696xxxxxx0326",
"paymentAccountReference": "UO4JHU0W54VZ6OJLIRJSU5KDHFOPS",
"scheme": "OTHER",
"storedOnFile": "NOT_STORED",
"trackDataProvided": true
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2026-04-23T18:25:08.128Z",
"timeOfRecord": "2026-04-23T18:25:07.743Z",
"transaction": {
"acquirer": {
"batch": 1,
"id": "ELAVON_AEVI",
"merchantId": "12345",
"transactionId": "8606"
},
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"currency": "EUR",
"id": "AKS_48919422",
"receipt": "260423113",
"source": "CARD_PRESENT",
"stan": "113",
"terminal": "1111",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "FARE_REAL_TIME_AUTHORIZATION"
}
},
"type": "PAYMENT"
},
"version": "100"
}
KFT- First Ride Risk (FRR) DPAN request
{
"apiOperation": "CAPTURE",
"lineOfBusiness": "eftpos",
"transaction": {
"amount": "100",
"currency": "AUD",
"source": "CARD_PRESENT"
},
"transit": {
"knownFare": {
"type": "FIRST_RIDE_RISK",
"transportationMode": "TRAIN"
}
},
"reference": "FPD:40120003330026:3901:{{ _.eftpos2 }}",
"sourceOfFunds": {
"type": "CARD",
"provided": {
"card": {
"emvRequest": {
"57": ";{{ _.eftpos }}D3801",
"82": "0000",
"84": "A0000001523010",
"95": "0000000000",
"5F2A": "036",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000000000",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "1234"
}
}
}
},
"authorizationResponse": {
"transactionIdentifier": "000003871348605",
"returnAci": "Y"
},
"posTerminal": {
"attended": "UNATTENDED",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"panEntryMode": "CONTACTLESS",
"address": {
"country": "AUS",
"city": "Sydney"
},
"cardPresenceCapability": "CARD_PRESENT",
"lane": "0001",
"location": "MERCHANT_TERMINAL_ON_PREMISES"
}
}
KFT- First Ride Risk (FRR) DPAN response
{
"authorizationResponse": {
"date": "1021",
"returnAci": "Y",
"transactionIdentifier": "3368"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"lineOfBusiness": "eftpos",
"merchant": "PEG_S2I_MER1",
"order": {
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"chargeback": {
"amount": 0,
"currency": "AUD"
},
"creationTime": "2026-05-13T14:42:54.602Z",
"currency": "AUD",
"id": "AKS_948517595",
"lastUpdatedTime": "2026-05-13T14:42:55.102Z",
"merchantAmount": 100,
"merchantCategoryCode": "4111",
"merchantCurrency": "AUD",
"status": "CAPTURED",
"totalAuthorizedAmount": 100,
"totalCapturedAmount": 100,
"totalDisbursedAmount": 0,
"totalRefundedAmount": 0
},
"posTerminal": {
"address": {
"city": "Sydney",
"country": "AUS"
},
"attended": "UNATTENDED",
"cardPresenceCapability": "CARD_PRESENT",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "0001",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "UNKNOWN",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "311",
"gatewayCode": "APPROVED"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "LOCAL_BRAND_ONLY",
"deviceSpecificExpiry": {
"month": "1",
"year": "38"
},
"deviceSpecificNumber": "581696xxxxxx0326",
"emvRequest": {
"82": "0000",
"84": "A0000001523010",
"95": "0000000000",
"5F2A": "036",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000000000",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "1234"
},
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "UNKNOWN",
"issuerCountryCode": "AUS",
"localBrand": "EFTPOS",
"number": "581696xxxxxx7545",
"paymentAccountReference": "J5EOI7OHNTHPMIGQXUKCCMDKMYQXS",
"scheme": "OTHER",
"storedOnFile": "NOT_STORED",
"trackDataProvided": true
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2026-05-13T14:42:55.102Z",
"timeOfRecord": "2026-05-13T14:42:54.674Z",
"transaction": {
"acquirer": {
"batch": 1,
"id": "ELAVON_AEVI",
"merchantId": "123456",
"transactionId": "3368"
},
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"currency": "AUD",
"id": "AKS_584183252",
"receipt": "26051331",
"reference": "FPD:40120003330026:3901:5816969999997545",
"source": "CARD_PRESENT",
"stan": "31",
"terminal": "2243",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "FIRST_RIDE_RISK"
}
},
"type": "CAPTURE"
},
"version": "100"
}
Merchant-initiated debt recovery request
{
"apiOperation": "PAY",
"order": {
"currency": "EUR",
"amount": "100"
},
"transaction": {
"source": "MERCHANT",
"resubmission": "true",
"transit": {
"knownFare": {
"type": "DEBT_RECOVERY_MERCHANT_INITIATED",
"transportationMode": "TRAIN"
}
}
},
"referenceOrderId": "AKS_749427467",
"sourceOfFunds": {
"type": "CARD"
}
}
Merchant-initiated debt recovery response
{
"authorizationResponse": {
"transactionIdentifier": "2838"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"chargeback": {
"amount": 0,
"currency": "EUR"
},
"creationTime": "2026-04-14T15:40:38.658Z",
"currency": "EUR",
"id": "AKS_495584079",
"lastUpdatedTime": "2026-04-14T15:40:38.980Z",
"merchantAmount": 100,
"merchantCategoryCode": "1234",
"merchantCurrency": "EUR",
"status": "CAPTURED",
"totalAuthorizedAmount": 100,
"totalCapturedAmount": 100,
"totalDisbursedAmount": 0,
"totalRefundedAmount": 0
},
"referenceOrderId": "AKS_749427467",
"response": {
"acquirerCode": "425",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "LOCAL_BRAND_ONLY",
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"issuerCountryCode": "AUS",
"localBrand": "EFTPOS",
"number": "581696xxxxxx0326",
"paymentAccountReference": "HLCM1DUDZVMNXAZGYVGCK79KN2RDG",
"scheme": "OTHER",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2026-04-14T15:40:38.980Z",
"timeOfRecord": "2026-04-14T15:40:38.696Z",
"transaction": {
"acquirer": {
"batch": 1,
"id": "ELAVON_AEVI",
"merchantId": "12345",
"transactionId": "2838"
},
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"currency": "EUR",
"id": "AKS_634795851",
"receipt": "260414555",
"resubmission": true,
"source": "MERCHANT",
"stan": "555",
"terminal": "1111",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "DEBT_RECOVERY_MERCHANT_INITIATED"
}
},
"type": "PAYMENT"
},
"version": "100"
}
MIDR DPAN request
{
"apiOperation": "PAY",
"lineOfBusiness": "eftpos",
"order": {
"currency": "AUD",
"amount": "100"
},
"transaction": {
"source": "MERCHANT",
"resubmission": "true"
},
"transit": {
"knownFare": {
"type": "DEBT_RECOVERY_MERCHANT_INITIATED",
"transportationMode": "TRAIN"
}
},
"referenceOrderId": "AKS_429126785",
"sourceOfFunds": {
"type": "CARD"
}
}
MIDR DPAN response
{
"authorizationResponse": {
"transactionIdentifier": "500"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"lineOfBusiness": "eftpos",
"merchant": "PEG_S2I_MER1",
"order": {
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"chargeback": {
"amount": 0,
"currency": "AUD"
},
"creationTime": "2026-05-13T18:21:01.599Z",
"currency": "AUD",
"id": "AKS_953980446",
"lastUpdatedTime": "2026-05-13T18:21:01.893Z",
"merchantAmount": 100,
"merchantCategoryCode": "4111",
"merchantCurrency": "AUD",
"status": "CAPTURED",
"totalAuthorizedAmount": 100,
"totalCapturedAmount": 100,
"totalDisbursedAmount": 0,
"totalRefundedAmount": 0
},
"referenceOrderId": "AKS_429126785",
"response": {
"acquirerCode": "742",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "LOCAL_BRAND_ONLY",
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"issuerCountryCode": "AUS",
"localBrand": "EFTPOS",
"number": "581696xxxxxx7545",
"paymentAccountReference": "SZC9RXPZULWKWUVDMYKJBJUETMHOF",
"scheme": "OTHER",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2026-05-13T18:21:01.893Z",
"timeOfRecord": "2026-05-13T18:21:01.634Z",
"transaction": {
"acquirer": {
"batch": 1,
"id": "ELAVON_AEVI",
"merchantId": "123456",
"transactionId": "500"
},
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"currency": "AUD",
"id": "AKS_836191979",
"receipt": "26051360",
"resubmission": true,
"source": "MERCHANT",
"stan": "60",
"terminal": "0010",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "DEBT_RECOVERY_MERCHANT_INITIATED"
}
},
"type": "PAYMENT"
},
"version": "100"
}
Tap-initiated debt recovery request
{
"apiOperation": "PAY",
"order": {
"amount": "100",
"currency": "EUR"
},
"transaction": {
"source": "CARD_PRESENT"
},
"transit": {
"knownFare": {
"type": "DEBT_RECOVERY_TAP_INITIATED",
"transportationMode": "TRAIN"
}
},
"sourceOfFunds": {
"type": "CARD",
"provided": {
"card": {
"number": "5816969999990326",
"expiry": {
"month": "01",
"year": "39"
},
"emvRequest": {
"57": ";5816969999990326D3901",
"82": "0000",
"84": "A0000001523010",
"95": "0000000000",
"5F2A": "036",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000000000",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "1234"
}
}
}
},
"posTerminal": {
"address": {
"city": "Sydney",
"country": "AUS"
},
"attended": "UNATTENDED",
"cardPresenceCapability": "CARD_PRESENT",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "0001",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED"
}
}
Tap-initiated debt recovery response
{
"authorizationResponse": {
"transactionIdentifier": "419"
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"chargeback": {
"amount": 0,
"currency": "EUR"
},
"creationTime": "2026-04-23T18:39:07.356Z",
"currency": "EUR",
"id": "AKS_965384110",
"lastUpdatedTime": "2026-04-23T18:39:07.756Z",
"merchantAmount": 100,
"merchantCategoryCode": "4111",
"merchantCurrency": "EUR",
"status": "CAPTURED",
"totalAuthorizedAmount": 100,
"totalCapturedAmount": 100,
"totalDisbursedAmount": 0,
"totalRefundedAmount": 0
},
"posTerminal": {
"address": {
"city": "Sydney",
"country": "AUS"
},
"attended": "UNATTENDED",
"cardPresenceCapability": "CARD_PRESENT",
"cardholderActivated": "NOT_CARDHOLDER_ACTIVATED",
"inputCapability": "CONTACTLESS_CHIP",
"lane": "0001",
"location": "MERCHANT_TERMINAL_ON_PREMISES",
"panEntryMode": "CONTACTLESS",
"pinEntryCapability": "PIN_NOT_SUPPORTED",
"serialNumber": "0123ABCD"
},
"response": {
"acquirerCode": "220",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "LOCAL_BRAND_ONLY",
"emvRequest": {
"82": "0000",
"84": "A0000001523010",
"95": "0000000000",
"5F2A": "036",
"9A": "161021",
"9B": "0101",
"9C": "00",
"9F02": "000000000000",
"9F03": "000000000000",
"9F06": "010101010101",
"9F07": "0101",
"9F09": "0101",
"9F10": "06011103A000000A0100000000000BB0ABAD",
"9F1A": "826",
"9F1E": "0123ABCD",
"9F26": "D1F722D47FCA8273",
"9F27": "40",
"9F33": "E0B8C8",
"9F34": "1E0300",
"9F35": "12",
"9F36": "0002",
"9F37": "2A4E1690",
"9F41": "0123",
"9F53": "A",
"9F6E": "1234"
},
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"issuerCountryCode": "AUS",
"localBrand": "EFTPOS",
"number": "581696xxxxxx0326",
"paymentAccountReference": "AJ8XTQLJRM7R4YP8ENEQJEOSI8TL6",
"scheme": "OTHER",
"storedOnFile": "NOT_STORED",
"trackDataProvided": true
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2026-04-23T18:39:07.756Z",
"timeOfRecord": "2026-04-23T18:39:07.444Z",
"transaction": {
"acquirer": {
"batch": 1,
"id": "ELAVON_AEVI",
"merchantId": "12345",
"transactionId": "419"
},
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"currency": "EUR",
"id": "AKS_733743239",
"receipt": "260423116",
"source": "CARD_PRESENT",
"stan": "116",
"terminal": "1111",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "DEBT_RECOVERY_TAP_INITIATED"
}
},
"type": "PAYMENT"
},
"version": "100"
}
Payer-initiated debt recovery request
{
"apiOperation": "PAY",
"order": {
"amount": "100",
"currency": "EUR"
},
"transaction": {
"source": "CALL_CENTRE"
},
"transit": {
"knownFare": {
"type": "DEBT_RECOVERY_PAYER_INITIATED",
"transportationMode": "TRAIN"
}
},
"sourceOfFunds": {
"type": "CARD",
"provided": {
"card": {
"number": "5816969999990326",
"expiry": {
"month": "01",
"year": "39"
},
"securityCode": "123"
}
}
},
"billing": {
"address": {
"postcodeZip": "600153851",
"city": "DALLAS",
"stateProvince": "TX",
"country": "USA",
"street": "2500 ASH STREET"
}
}
}
Payer-initiated debt recovery response
{
"authorizationResponse": {
"transactionIdentifier": "655"
},
"billing": {
"address": {
"city": "DALLAS",
"country": "USA",
"postcodeZip": "600153851",
"stateProvince": "TX",
"street": "2500 ASH STREET"
}
},
"gatewayEntryPoint": "WEB_SERVICES_API",
"merchant": "CYG_S2I_MER2",
"order": {
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"chargeback": {
"amount": 0,
"currency": "EUR"
},
"creationTime": "2026-04-14T16:01:20.155Z",
"currency": "EUR",
"id": "AKS_388972006",
"lastUpdatedTime": "2026-04-14T16:01:20.548Z",
"merchantAmount": 100,
"merchantCategoryCode": "1234",
"merchantCurrency": "EUR",
"status": "CAPTURED",
"totalAuthorizedAmount": 100,
"totalCapturedAmount": 100,
"totalDisbursedAmount": 0,
"totalRefundedAmount": 0
},
"response": {
"acquirerCode": "897",
"gatewayCode": "APPROVED",
"gatewayRecommendation": "NO_ACTION"
},
"result": "SUCCESS",
"sourceOfFunds": {
"provided": {
"card": {
"brand": "LOCAL_BRAND_ONLY",
"expiry": {
"month": "1",
"year": "39"
},
"fundingMethod": "DEBIT",
"issuerCountryCode": "AUS",
"localBrand": "EFTPOS",
"number": "581696xxxxxx0326",
"paymentAccountReference": "G4OOQH4LCNE6VRHO9FYRJUOFGYR3K",
"scheme": "OTHER",
"storedOnFile": "NOT_STORED"
}
},
"type": "CARD"
},
"timeOfLastUpdate": "2026-04-14T16:01:20.548Z",
"timeOfRecord": "2026-04-14T16:01:20.230Z",
"transaction": {
"acquirer": {
"batch": 1,
"id": "ELAVON_AEVI",
"merchantId": "12345",
"transactionId": "655"
},
"amount": 100,
"authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
"currency": "EUR",
"id": "AKS_600432258",
"receipt": "260414559",
"source": "CALL_CENTRE",
"stan": "559",
"terminal": "1111",
"transit": {
"knownFare": {
"transportationMode": "TRAIN",
"type": "DEBT_RECOVERY_PAYER_INITIATED"
}
},
"type": "PAYMENT"
},
"version": "100"
}