Retrieve Token
Request to retrieve the payment details saved against the specified token.
Authentication Copied to clipboard
This operation requires authentication via one of the following methods:
- Certificate authentication.
-
Basic HTTP authentication as described at
w3.org.
Provide 'merchant.
<your gateway merchant ID>' in the userid portion and your API password in the password portion.
Request Copied to clipboard
URL Parameters Copied to clipboard
Alphanumeric + additional characters
REQUIRED
The unique identifier issued to you by your payment provider.
This identifier can be up to 12 characters in length.
Data may consist of the characters 0-9, a-z, A-Z, '-', '_'
Min length: 1 Max length: 40Alphanumeric
REQUIRED
On request, supply the token you wish to create or update.
You can only supply this value when creating a token if your token repository is configured to support merchant-supplied tokens.
On response, the format of the token depends on the token generation strategy configured for your repository. See Tokenization for more details.You will receive a new token in field replacementToken when:- Your token repository is configured to use a 6.4 Token Generation Strategy, and
- You set request.verificationStrategy = ACCOUNT_UPDATER or you are configured for the Token Maintenance Service functionality, and
- The Account Updater service provided a new account identifier (with a different 6.4 mask).
Data may consist of the characters 0-9, a-z, A-Z
Min length: 1 Max length: 40Fields Copied to clipboard
To view the optional fields, please toggle on the "Show optional fields" setting.
String
OPTIONAL
A transient identifier for the request, that can be used to match the response to the request.
The value provided is not validated, does not persist in the gateway, and is returned as provided in the response to the request.
Data can consist of any characters
Container for fields that control the response returned for the request.
String
OPTIONAL
Indicates how sensitive data is returned in the response.
Data can consist of any characters
Provide these parameters if you are a payment aggregator or facilitator and process payments on behalf of other merchants.
These merchants are referred to as your sub merchants. The sub merchant's details you provide may be displayed on the payer's cardholder statement. The gateway will use separate token repositories for each of your sub merchants
Alphanumeric + additional characters
REQUIRED
Your identifier for the sub-merchant.
Data may consist of the characters 0-9, a-z, A-Z, '-', '_', ' ', '&', '+', '!', '$', '.'
Response Copied to clipboard
Fields Copied to clipboard
String
CONDITIONAL
A transient identifier for the request, that can be used to match the response to the request.
The value provided is not validated, does not persist in the gateway, and is returned as provided in the response to the request.
Data can consist of any characters
String
CONDITIONAL
This is the reference to an order previously submitted by you to the gateway.
It is applicable to the following scenarios.
Tokenization requests:
Identifier for the order which will be used to generate a gateway token. The gateway will attempt tokenization of payment credentials linked to the order ID.
The order identifier provided in this field must be linked to a successfully processed order which has card (FPAN / DPAN) as the payment method.
When providing this field, you must not provide card details in the sourceOfFunds.provided.card parameter group.
Payment transactions:
When submitting:
- an industry practice payment, this is the reference to the initial cardholder-initiated transaction.
- a resubmission transaction, this is the reference to the order which is being resubmitted.
Data can consist of any characters
Alphanumeric
CONDITIONAL
If a replacement token for this token is provided, you must
- start using the replacement token instead of this token and
- delete this token
If a replacement token is provided, this token is not marked as invalid (status=INVALID) and has been updated to allow you to keep using it until you have started using the replacement token.
However, you will no longer be able to update this token. For more details see Gateway Tokenization
Data may consist of the characters 0-9, a-z, A-Z
ASCII Text
CONDITIONAL
The unique identifier of the token repository associated with the merchant.
Data consists of ASCII characters
Enumeration
ALWAYS PROVIDED
A system-generated high level overall result of the transaction/operation.
Value must be a member of the following list. The values are case sensitive.
FAILURE
The operation was declined or rejected by the gateway, acquirer or issuer
PENDING
The operation is currently in progress or pending processing
SUCCESS
The operation was successfully processed
UNKNOWN
The result of the operation is unknown
Where a scheme token is stored against this gateway token, this group contains details about the scheme token, such as the token service provider.
Enumeration
CONDITIONAL
The token service provider of a scheme token for the card details that are stored against the gateway token.
This field is returned once the token service provider can be identified. Note that it does not imply that a scheme token is available for use.
Value must be a member of the following list. The values are case sensitive.
AETS
American Express Token Service
MDES
Mastercard Digital Enablement Service
VTS
Visa Token Service
Information on the shipping address including the contact details of the addressee.
The address to which the goods contained in this order are being shipped.
This data may be used to qualify for better interchange rates on corporate purchase card transactions.
String
CONDITIONAL
The city portion of the address.
Data can consist of any characters
Upper case alphabetic text
CONDITIONAL
The 3 letter ISO standard alpha country code of the address.
Data must consist of the characters A-Z
Alphanumeric + additional characters
CONDITIONAL
The post code or zip code of the address.
Data may consist of the characters 0-9, a-z, A-Z, ' ', '-'
Enumeration
CONDITIONAL
How you obtained the shipping address.
Value must be a member of the following list. The values are case sensitive.
ADDRESS_ON_FILE
Order shipped to an address that you have on file.
NEW_ADDRESS
Order shipped to an address provided by the payer for this transaction.
String
CONDITIONAL
The state or province of the address.
Data can consist of any characters
String
CONDITIONAL
The three character ISO 3166-2 country subdivision code for the state or province of the address.
Providing this field might improve your payer experience for 3-D Secure payer authentication.
Data can consist of any characters
String
CONDITIONAL
The first line of the address.
For example, this may be the street name and number, or the Post Office Box details.
Data can consist of any characters
String
CONDITIONAL
The second line of the address (if provided).
Data can consist of any characters
Enumeration
CONDITIONAL
Indicates whether the shipping address provided is the same as the payer's billing address.
Provide this value if you are not providing the full shipping and billing addresses, but you can affirm that they are the same or different.
The default value for this field is:
SAME - if the shipping and billing address are supplied, and all fields are the same (ignoring non-alphanumerics).
DIFFERENT - if the shipping and billing address are supplied, and at least one field is different (ignoring non-alphanumerics).
UNKNOWN - either shipping address or billing address is absent.
Value must be a member of the following list. The values are case sensitive.
DIFFERENT
The shipping and billing addresses are different.
SAME
The shipping and billing addresses are the same.
UNKNOWN
It is not known if the shipping and billing addresses are the same.
Details of the contact person at the address the goods will be shipped to.
String
CONDITIONAL
The first name of the person to whom the order is being shipped.
Data can consist of any characters
String
CONDITIONAL
The last name or surname of the person to whom the order is being shipped.
Data can consist of any characters
Details about the source of the funds for this payment.
The details of the source of funds when they are directly provided as opposed to via a token or session.
For ACH payments (sourceOfFunds.type=ACH) you must provide values for all fields within this parameter group, including details about the payers bank account as well as the type of ACH payment.
It is your responsibility to authenticate the payer and obtain authorization from the payer in accordance with the NACHA Operating Rules and Guidelines for the Standard Entry Class (SEC) associated with this payment. For details please refer to https://www.nacha.org/.
String
CONDITIONAL
The unique identifier of the routing number and bank account at the receiving financial institution.
Retrieve this information from the payer.
Data can consist of any characters
Enumeration
CONDITIONAL
An indicator identifying the type of bank account.
- Consumer (checking or savings), or
- Business
For pre-arranged payments (sourceOfFunds.provided.ach.secCode=PPD) retrieve this information from the payer.
If payments were telephone-initiated (sourceOfFunds.provided.ach.secCode=TEL) or internet-initiated (sourceOfFunds.provided.ach.secCode=WEB) you may choose to limit the payer's options (e.g. only support consumer checking accounts), depending on your type of business (e.g. B2C online webshop).
Value must be a member of the following list. The values are case sensitive.
CONSUMER_CHECKING
Consumer Checking Account
CONSUMER_SAVINGS
Consumer Savings Account
CORPORATE_CHECKING
Business Checking Account
String
CONDITIONAL
The name of the bank account holder, as it appears on the account at the receiving financial institution.
Retrieve this information from the payer.
Data can consist of any characters
Digits
CONDITIONAL
The identifier of the bank account at the receiving financial institution.
Retrieve this information from the payer.
Data is a string that consists of the characters 0-9.
Digits
CONDITIONAL
The identifier of the receiving financial institution.
Also known as:
- Routing number,
- Transit number, or
- ABA number
Retrieve this information from the payer.
See also http://en.wikipedia.org/wiki/Routing_transit_number.
Data is a string that consists of the characters 0-9.
Enumeration
CONDITIONAL
Identifies the Standard Entry Class (SEC) code to be sent to the issuer.
The SEC is defined by NACHA and describes the origin and intent of the payment. For details please refer to https://www.nacha.org/.
Value must be a member of the following list. The values are case sensitive.
PPD
An ACH debit or credit payment (B2C) that has been authorized by an authenticated customer in written form (signed or similarly authenticated). PPD is used for pre-arranged payments (e.g. employee payroll, mortgage payments, expense reimbursement).
TEL
An ACH debit payment (B2C) that has been authorized by an authenticated customer via phone. TEL may only be used if a relationship already exists between you and the consumer, or, the consumer initiates the contact with you.
WEB
An ACH debit payment (B2C) that has been authorized by an authenticated customer via the internet or a wireless network.
Details about the card.
Use this parameter group when you have sourced payment details using:
Cards: the card details entered directly or collected using a Point of Sale (POS) terminal.
Device payment methods such as Apple Pay, Android Pay, Samsung Pay or Google Pay.
Digital wallets such as Masterpass, Visa Checkout or Amex Express Checkout.
Card scheme tokens where the card was tokenized using a card scheme tokenization service such as Mastercard Digital Enablement Service (MDES).
Enumeration
ALWAYS PROVIDED
The brand name used to describe the card that is recognized and accepted globally.
For many major card types this will match the scheme name. In some markets, a card may also be co-branded with a local brand that is recognized and accepted within its country/region of origin (see card.localBrand).
You may use this information to support surcharging decisions. This information is gathered from 3rd party sources and may not be accurate in all circumstances.
Value must be a member of the following list. The values are case sensitive.
AMEX
American Express
CHINA_UNIONPAY
China UnionPay
DINERS_CLUB
Diners Club
DISCOVER
Discover
JCB
JCB (Japan Credit Bureau)
LOCAL_BRAND_ONLY
The card does not have a global brand.
MAESTRO
Maestro
MASTERCARD
MasterCard
RUPAY
RuPay
UATP
UATP (Universal Air Travel Plan)
UNKNOWN
The brand of the card used in the transaction could not be identified
VISA
Visa
The expiry date of the account number associated with a digital payment method.
The associated account number is returned in sourceOfFunds.provided.card.deviceSpecificNumber. This field is returned for:
- • Device payments: the expiry date for the Device Primary Account Number (DPAN).
- • Digital wallets: the expiry date for the Token PAN.
Digits
CONDITIONAL
Month from the expiry date of the device specific account number.
Months are numbered January=1, through to December=12.
Data is a number between 1 and 12 represented as a string.
Digits
CONDITIONAL
Year from the expiry date of the device specific account number.
The Common Era year is 2000 plus this value.
Data is a string that consists of the characters 0-9.
Masked digits
CONDITIONAL
The payer's account number associated with a digital payment method.
Use this field for:
- • Device payments: the payer's account number associated with the mobile device used for the payment. This is also known as the Device Primary Account Number (DPAN).
- • Digital wallets: the Token PAN returned by a digital wallet. The gateway only returns this value for Amex Express Checkout.
Data is a string that consists of the characters 0-9, plus 'x' for masking
Digits
ALWAYS PROVIDED
Expiry date as shown on the card in the format MMYY where months are numbered, so that for January MM=01, through to December MM=12 and the Common Era year is 2000 plus the value YY
Data is a string that consists of the characters 0-9.
Enumeration
ALWAYS PROVIDED
The method used by the payer to provide the funds for the payment.
You may use this information to support surcharging decisions. This information is gathered from 3rd party sources and may not be accurate in all circumstances.
Value must be a member of the following list. The values are case sensitive.
CHARGE
The payer has a line of credit with the issuer which must be paid off monthly.
CREDIT
The payer has a revolving line of credit with the issuer.
DEBIT
Funds are immediately debited from the payer's account with the issuer.
UNKNOWN
The account funding method could not be determined.
String
CONDITIONAL
The issuer of the card, if known.
WARNING: This information may be incorrect or incomplete – use at your own risk.
Data can consist of any characters
String
CONDITIONAL
The brand name used to describe a card that is recognized and accepted within its country/region of origin.
The card may also be co-branded with a brand name that is recognized and accepted globally (see card.brand).
You may use this information to support surcharging decisions. This information is gathered from 3rd party sources and may not be accurate in all circumstances.
Data can consist of any characters
String
CONDITIONAL
The cardholder's name as printed on the card.
Data can consist of any characters
Masked digits
CONDITIONAL
The account number embossed onto the card.
By default, the card number will be returned in 6.4 masking format, for example, 000000xxxxxx0000.If you wish to return unmasked card numbers, you must have the requisite permission, set responseControls.sensitiveData field to UNMASK, and authenticate your call to the API using certificate authentication.
Data is a string that consists of the characters 0-9, plus 'x' for masking
Enumeration
CONDITIONAL
The organization that owns a card brand and defines operating regulations for its use.
The card scheme also controls authorization and settlement of card transactions among issuers and acquirers.
Value must be a member of the following list. The values are case sensitive.
AMEX
American Express
CHINA_UNIONPAY
China UnionPay
DINERS_CLUB
Diners Club
DISCOVER
Discover
JCB
JCB (Japan Credit Bureau)
MASTERCARD
MasterCard
OTHER
The scheme of the card used in the transaction could not be identified.
RUPAY
RuPay
UATP
UATP (Universal Air Travel Plan)
VISA
Visa
For Direct Debit Canada payments (sourceOfFunds.type=DIRECT_DEBIT_CANADA) you must provide values for all fields within this parameter group, including details about the payers bank account as well as the type of Direct Debit Canada payment.
Enumeration
CONDITIONAL
An indicator identifying the type of bank account.
Value must be a member of the following list. The values are case sensitive.
CONSUMER_CHECKING
Consumer Checking Account
CONSUMER_SAVINGS
Consumer Savings Account
String
ALWAYS PROVIDED
The name of the bank account holder, as it appears on the account at the receiving financial institution.
Retrieve this information from the payer.
Data can consist of any characters
Alphanumeric + additional characters
ALWAYS PROVIDED
The identifier of the bank account at the receiving financial institution.
Retrieve this information from the payer.
Data may consist of the characters 0-9, a-z, A-Z, ' ', '-', '/'
Digits
ALWAYS PROVIDED
The identifier of the receiving financial institution.
Data is a string that consists of the characters 0-9.
Digits
ALWAYS PROVIDED
The transit number identifying the branch of the receiving financial institution where the bank account is held.
Data is a string that consists of the characters 0-9.
Details as shown on the Gift Card.
Enumeration
ALWAYS PROVIDED
The brand name used to describe the card that is recognized and accepted globally.
For many major card types this will match the scheme name. In some markets, a card may also be co-branded with a local brand that is recognized and accepted within its country/region of origin (see card.localBrand).
You may use this information to support surcharging decisions. This information is gathered from 3rd party sources and may not be accurate in all circumstances.
Value must be a member of the following list. The values are case sensitive.
LOCAL_BRAND_ONLY
The card does not have a global brand.
String
CONDITIONAL
The brand name used to describe a card that is recognized and accepted within its country/region of origin.
The card may also be co-branded with a brand name that is recognized and accepted globally (see card.brand).
You may use this information to support surcharging decisions. This information is gathered from 3rd party sources and may not be accurate in all circumstances.
Data can consist of any characters
Masked digits
CONDITIONAL
The account number embossed onto the card.
By default, the card number will be returned in 6.4 masking format, for example, 000000xxxxxx0000.If you wish to return unmasked card numbers, you must have the requisite permission, set responseControls.sensitiveData field to UNMASK, and authenticate your call to the API using certificate authentication.
Data is a string that consists of the characters 0-9, plus 'x' for masking
Masked digits
CONDITIONAL
PIN number for the gift card.
Data is a string that consists of the characters 0-9, plus 'x' for masking
Enumeration
CONDITIONAL
The organization that owns a card brand and defines operating regulations for its use.
The card scheme also controls authorization and settlement of card transactions among issuers and acquirers.
Value must be a member of the following list. The values are case sensitive.
OTHER
The scheme of the card used in the transaction could not be identified.
Information about the payer's PayPal account.
It is provided to you when the payer successfully makes a payment using PayPal or when you have established a billing agreement with the payer.
Email
CONDITIONAL
The email address of the payer's PayPal account.
Ensures that the email address is longer than 3 characters and adheres to a generous subset of valid RFC 2822 email addresses
String
CONDITIONAL
The name of the account holder of the payer's PayPal account.
Data can consist of any characters
Details about the agreement you have established with the payer that allows you to bill the payer's PayPal account for goods or services.
Enumeration
CONDITIONAL
Indicates the number of billing agreements between you and this payer.
Value must be a member of the following list. The values are case sensitive.
MULTIPLE
Indicates that you have multiple billing agreements with this payer. This means that a new agreement ID will be returned in response to each request.
SINGLE
Indicates that you have a single billing agreement with this payer. This means that the same agreement ID will be returned in response to each request.
String
CONDITIONAL
Your description for the PayPal billing agreement.
This description is displayed to the payer when they are asked to approve the billing agreement.
Data can consist of any characters
String
CONDITIONAL
An identifier provided by PayPal for the billing agreement.
Data can consist of any characters
String
CONDITIONAL
Your name for the PayPal billing agreement.
Data can consist of any characters
String
CONDITIONAL
The unique identifier for the payer assigned by PayPal.
Data can consist of any characters
Enumeration
CONDITIONAL
The payment method your payer has chosen for this payment.
Value must be a member of the following list. The values are case sensitive.
CARD
Use this value for payments that obtained the card details either directly from the card, or from a POS terminal, or from a wallet, or through a device payment method.
DIRECT_DEBIT_CANADA
The payer chose to pay using Direct Debit in Canada, also known as pre-authorized bank debits (PADs). You must provide the payer's bank account details in the sourceOfFunds.provided.directDebitCanada parameter group.
GIFT_CARD
The payer chose to pay using a gift card. The payer's gift card details must be provided under the sourceOfFunds.provided.giftCard parameter group.
PAYPAL
The payer selected the payment method PayPal.
Enumeration
ALWAYS PROVIDED
An indicator of whether or not you can use this token in transaction requests.
Transaction requests using an invalid token are rejected by the gateway.
To change the token status, update the payment details stored against the token. Note that there are limitations on the update functionality depending on how your payment service provider has configured your token repository.
Card Details
A token that contains card details can become invalid in the following cases:
- Scheme Token Provider: If a response or notification from the scheme token provider indicates that the card number for this scheme token has changed and the scheme token is no longer active.
- Recurring Payment Advice: If the acquirer response for a recurring payment indicates that you must not attempt another recurring payment with the card number stored against this token.
- Account Updater: If you are configured for Account Updater and an Account Updater response indicates that the card details are no longer valid.
PayPal Details
A token that contains PayPal payment details becomes invalid when the payer withdraws their consent to the Billing Agreement.
Value must be a member of the following list. The values are case sensitive.
INVALID
The payment details stored against the token have been identified as invalid. The gateway will reject operation payment requests using this token.
VALID
The payment details stored against the token are considered to be valid. The gateway will attempt to process operation requests using this token.
Provide these parameters if you are a payment aggregator or facilitator and process payments on behalf of other merchants.
These merchants are referred to as your sub merchants. The sub merchant's details you provide may be displayed on the payer's cardholder statement. The gateway will use separate token repositories for each of your sub merchants
Alphanumeric + additional characters
ALWAYS PROVIDED
Your identifier for the sub-merchant.
Data may consist of the characters 0-9, a-z, A-Z, '-', '_', ' ', '&', '+', '!', '$', '.'
Alphanumeric
CONDITIONAL
On request, supply the token you wish to create or update.
You can only supply this value when creating a token if your token repository is configured to support merchant-supplied tokens.
On response, the format of the token depends on the token generation strategy configured for your repository. See Tokenization for more details.
You will receive a new token in field replacementToken when:
- Your token repository is configured to use a 6.4 Token Generation Strategy, and
- You set request.verificationStrategy = ACCOUNT_UPDATER or you are configured for the Token Maintenance Service functionality, and
- The Account Updater service provided a new account identifier (with a different 6.4 mask).
You should use the new token in future operation requests and delete the old token.
Data may consist of the characters 0-9, a-z, A-Z
Information about the usage of the token.
Alphanumeric + additional characters
CONDITIONAL
If the token was last updated by a merchant this field contains the merchant ID of the merchant that made the update.
Data may consist of the characters 0-9, a-z, A-Z, '-', '_'
Enumeration
CONDITIONAL
Indicates the source of the last update to the token.
Value must be a member of the following list. The values are case sensitive.
CLIENT
The token was last updated by a merchant submitting a Tokenize request. Field usage.lastUpdated.merchantId will contain the ID of the merchant that made the update.
GATEWAY
The token was last updated by the gateway as a result of the Account Updater or Token Maintenance Service functionality.
DateTime
CONDITIONAL
The timestamp indicating the date and time the token was last updated.
An instant in time expressed in ISO8601 date + time format - "YYYY-MM-DDThh:mm:ss.SSSZ"
DateTime
CONDITIONAL
The timestamp indicating the date and time the token was last used or saved.
An instant in time expressed in ISO8601 date + time format - "YYYY-MM-DDThh:mm:ss.SSSZ"
Enumeration
CONDITIONAL
The strategy used to verify the payment instrument details before they are stored.
You only need to specify the verification strategy if you want to override the default value configured for your merchant profile. When the verification strategy is
- BASIC you must also provide the card expiry date in the sourceOfFunds.provided.card.expiry parameter group.
- ACQUIRER you must also provide the card expiry date in the sourceOfFunds.provided.card.expiry parameter group and the currency in the transaction.currency field.
- ACCOUNT_UPDATER you must also provide a currency in the transaction.currency field and the sourceOfFunds parameter group is optional.
- you need to be enabled for Account Updater by your payment service provider.
- you can subsequently inquire about any updates the gateway has made to the token based on the Account Updater response using the RETRIEVE_TOKEN or SEARCH_TOKENS operations.
Value must be a member of the following list. The values are case sensitive.
ACCOUNT_UPDATER
The gateway does not perform any validation or verification of the payment details provided, but schedules an Account Updater request to your acquirer to check for any updates to the payment details stored against the token. Once the Account Update request has been executed and indicates that the payment details have changed, the gateway automatically updates the payment details stored against the token or marks the token as invalid.
ACQUIRER
The gateway performs a Web Services API Verify request. Depending on the payment type, you may need to provide additional details to enable the submission of a Verify request.
BASIC
The gateway verifies the syntax and supported ranges of the payment instrument details provided, .e.g for a card it validates the card number format and checks if the card number falls within a valid BIN range.
NONE
The gateway does not perform any validation or verification of the payment instrument details provided.
Errors Copied to clipboard
Information on possible error conditions that may occur while processing an operation using the API.
Enumeration
Broadly categorizes the cause of the error.
For example, errors may occur due to invalid requests or internal system failures.
Value must be a member of the following list. The values are case sensitive.
INVALID_REQUEST
The request was rejected because it did not conform to the API protocol.
REQUEST_REJECTED
The request was rejected due to security reasons such as firewall rules, expired certificate, etc.
SERVER_BUSY
The server did not have enough resources to process the request at the moment.
SERVER_FAILED
There was an internal system failure.
String
Textual description of the error based on the cause.
This field is returned only if the cause is INVALID_REQUEST or SERVER_BUSY.
Data can consist of any characters
String
Indicates the name of the field that failed validation.
This field is returned only if the cause is INVALID_REQUEST and a field level validation error was encountered.
Data can consist of any characters
String
Indicates the code that helps the support team to quickly identify the exact cause of the error.
This field is returned only if the cause is SERVER_FAILED or REQUEST_REJECTED.
Data can consist of any characters
Enumeration
Indicates the type of field validation error.
This field is returned only if the cause is INVALID_REQUEST and a field level validation error was encountered.
Value must be a member of the following list. The values are case sensitive.
INVALID
The request contained a field with a value that did not pass validation.
MISSING
The request was missing a mandatory field.
UNSUPPORTED
The request contained a field that is unsupported.
Enumeration
A system-generated high level overall result of the operation.
Value must be a member of the following list. The values are case sensitive.
ERROR
The operation resulted in an error and hence cannot be processed.